Cash-on-Cash Return Calculator
Last updated: October 15, 2026
Measure annual pre-tax cash flow as a percentage of cash invested.
Cash-on-cash return
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- Monthly cash flow: —
- Annual cash-flow multiple: —
On this page
Quick summary: Measure annual pre-tax cash flow as a percentage of cash invested.
Read the complete guide
Updated reference sections in this guide are in English.
What this calculator estimates
Measure annual pre-tax cash flow as a percentage of cash invested.
How to use it
Enter Total cash invested ($); Annual pre-tax cash flow ($). Select Calculate to update the results.
How the calculation works
Annual cash-on-cash return = annual pre-tax cash flow / total cash invested × 100. Monthly cash flow is annual cash flow divided by twelve. The displayed cash-flow multiple is the same annual cash-flow-to-investment ratio without multiplying by 100.
Worked example: starting scenario
| Total cash invested ($) | 100000 |
|---|---|
| Annual pre-tax cash flow ($) | 12000 |
| Cash-on-cash return | 12.00% |
|---|---|
| Monthly cash flow | $1,000.00 |
| Annual cash-flow multiple | 0.120x |
Important limitations
Enter a positive cash investment and the cash flow after operating expenses and debt service. Include acquisition and renovation cash in the investment if relevant. Appreciation, principal repayment, income taxes and sale proceeds are outside this annual cash-flow measure. Negative cash flow produces a negative return.