General Liability Insurance Cost Calculator
Last updated: October 15, 2026
Estimate a planning premium using revenue, a quote rate, minimum premium and fees.
Starting figures illustrate this model. Enter your own measurements, quoted costs and applicable terms; this page does not retrieve live prices or provider rates.
Estimated annual liability premium
—
- Calculated premium before minimum: —
- Applied base premium: —
- Monthly budget: —
On this page
Quick summary: Estimate a planning premium using revenue, a quote rate, minimum premium and fees.
Read the complete guide
Updated reference sections in this guide are in English.
What this calculator estimates
Estimate a planning premium using revenue, a quote rate, minimum premium and fees.
How to use it
Enter Annual business revenue ($); Quoted rate per $1,000 revenue ($); Minimum annual premium ($); Policy fees and taxes ($). Select Calculate to update the results.
How the calculation works
The calculator multiplies annual revenue in thousands by the user-entered quote rate, applies the minimum premium, and adds fees.
Worked example: starting scenario
| Annual business revenue ($) | 750000 |
|---|---|
| Quoted rate per $1,000 revenue ($) | 0.55 |
| Minimum annual premium ($) | 600 |
| Policy fees and taxes ($) | 150 |
| Estimated annual liability premium | $750.00 |
|---|---|
| Calculated premium before minimum | $412.50 |
| Applied base premium | $600.00 |
| Monthly budget | $62.50 |
Important limitations
Insurers may rate liability coverage using payroll, sales, area, subcontractor cost, industry class, limits, claims and other factors.