Medicare Supplement Cost Calculator
Last updated: July 2026
Estimate a combined monthly and annual retirement health budget for a Medicare supplement, drug plan, dental or vision coverage and out-of-pocket costs.
Estimated current monthly Medicare-related budget
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- Estimated current annual cost: —
- Projected annual cost at end of period: —
- Projected monthly cost at end of period: —
- Projection period: —
On this page
Quick summary: Estimate a combined monthly and annual retirement health budget for a Medicare supplement, drug plan, dental or vision coverage and out-of-pocket costs. Enter the requested values, calculate, review the result, and compare more than one realistic scenario before making a decision.
Read the complete guide
What this calculator estimates
Estimate a combined monthly and annual retirement health budget for a Medicare supplement, drug plan, dental or vision coverage and out-of-pocket costs. It is designed for fast planning and comparison in the United States. The output is an estimate, not a binding quote, approval, tax determination, insurance offer or professional recommendation.
How to use it
Enter the requested values using a single consistent time period and currency. Select Calculate, review the headline result and supporting figures, then change one assumption at a time to compare another scenario.
How the calculation works
The current annual budget combines monthly premiums and entered annual out-of-pocket costs. The future estimate compounds the total at the entered healthcare inflation rate.
Important limitations
Medicare premiums, eligibility, plan availability and benefits vary by person, plan, location and year. This is a general budget estimate, not Medicare advice.
Frequently asked questions
Is the result exact?
No. It is a planning estimate based on the assumptions entered.
Can I compare different scenarios?
Yes. Change one input at a time so you can see which assumption changes the result.
Does the calculator store my inputs?
The calculation runs in the browser and does not require an account. Avoid entering unnecessary confidential information.