Medicare Supplement Cost Calculator
Last updated: October 15, 2026
Estimate a combined monthly and annual retirement health budget for a Medicare supplement, drug plan, dental or vision coverage and out-of-pocket costs.
Starting figures illustrate this model. Enter your own measurements, quoted costs and applicable terms; this page does not retrieve live prices or provider rates.
Estimated current monthly Medicare-related budget
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- Estimated current annual cost: —
- Projected annual cost at end of period: —
- Projected monthly cost at end of period: —
- Projection period: —
On this page
Quick summary: Estimate a combined monthly and annual retirement health budget for a Medicare supplement, drug plan, dental or vision coverage and out-of-pocket costs.
Read the complete guide
Updated reference sections in this guide are in English.
What this calculator estimates
Estimate a combined monthly and annual retirement health budget for a Medicare supplement, drug plan, dental or vision coverage and out-of-pocket costs.
How to use it
Enter Monthly Medicare supplement premium ($); Monthly prescription drug plan premium ($); Monthly dental and vision premium ($); Expected annual out-of-pocket costs ($); Projection period (years); Annual healthcare cost increase (%). Select Calculate to update the results.
How the calculation works
The current annual budget combines monthly premiums and entered annual out-of-pocket costs. The future estimate compounds the total at the entered healthcare inflation rate.
Worked example: starting scenario
| Monthly Medicare supplement premium ($) | 180 |
|---|---|
| Monthly prescription drug plan premium ($) | 45 |
| Monthly dental and vision premium ($) | 55 |
| Expected annual out-of-pocket costs ($) | 1200 |
| Projection period (years) | 10 |
| Annual healthcare cost increase (%) | 5 |
| Estimated current monthly Medicare-related budget | $380.00 |
|---|---|
| Estimated current annual cost | $4,560.00 |
| Projected annual cost at end of period | $7,427.76 |
| Projected monthly cost at end of period | $618.98 |
| Projection period | 10 years |
Important limitations
Medicare premiums, eligibility, plan availability and benefits vary by person, plan, location and year. This is a general budget estimate, not Medicare advice.