Vacation Rental ROI Calculator
Last updated: July 2026
Estimate cash flow and cash-on-cash return for a vacation rental.
Estimated annual cash flow
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- Cash-on-cash return: —
- Total annual income: —
- Total annual expenses and debt: —
On this page
Quick summary: Estimate cash flow and cash-on-cash return for a vacation rental.
Read the complete guide
What this calculator estimates
Estimate cash flow and cash-on-cash return for a vacation rental. The calculation runs locally in your browser and is intended for planning and comparison.
How to use it
Enter the requested values, select Calculate, review the headline result and supporting figures, then change one input at a time to compare another scenario.
How the calculation works
Cash flow equals booking and other income minus operating expenses and debt service. Cash-on-cash return divides cash flow by cash invested.
Input checklist
The Vacation Rental ROI Calculator uses the values shown in its form. Before calculating, check each input independently so an incorrect unit or time period does not carry through to the final result.
- Annual booking revenue ($): verify that this value uses the unit, period, and definition shown by the calculator.
- Other annual income ($): verify that this value uses the unit, period, and definition shown by the calculator.
- Annual operating expenses ($): verify that this value uses the unit, period, and definition shown by the calculator.
- Annual mortgage debt service ($): verify that this value uses the unit, period, and definition shown by the calculator.
- Cash invested ($): verify that this value uses the unit, period, and definition shown by the calculator.
Practical interpretation
Use the Vacation Rental ROI Calculator result as the answer to the specific inputs entered, not as a universal value. The calculation currently described on this page is: Cash flow equals booking and other income minus operating expenses and debt service. Cash-on-cash return divides cash flow by cash invested. Change one important input at a time when comparing scenarios so you can see which assumption actually drives the difference.
Checks before relying on the result
Business results depend on accounting definitions, reporting periods, pricing, operating conditions, and which costs or revenues are included in the inputs. Recalculate when a key value changes, and keep the original inputs with the result if you need to reproduce or compare the calculation later.
Important limitations
Taxes, appreciation, depreciation and personal use are excluded.
Frequently asked questions
Is this result exact?
No. It is a planning estimate based on the values entered and the method described on the page.
Can I enter Arabic or Persian digits?
Yes. Arabic and Persian digits are normalized to English digits inside numeric fields.
Does the calculator store my inputs?
No. The calculation runs locally in your browser and does not require an account.