Online Degree Cost Calculator
Estimate online degree tuition, aid and loan interest.
Last updated: November 5, 2026
Starting figures illustrate this model. Enter your own measurements, quoted costs and applicable terms; this page does not retrieve live prices or provider rates.
Estimated net degree cost
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- Gross tuition and fees: —
- Aid applied: —
- Amount financed: —
- Estimated 10-year loan interest: —
On this page
Quick summary: Estimate online degree tuition, aid and loan interest.
Read the complete guide
Updated reference sections in this guide are in English.
What this calculator estimates
Estimate online degree tuition, aid and loan interest.
How to use it
Enter Credits required; Tuition per credit ($); Technology, books and other fees ($); Grants, scholarships and employer aid ($); Share of net cost financed (%); Loan APR (%). Select Calculate to update the results.
How the calculation works
Tuition equals credits times cost per credit plus fees; aid is subtracted and the financed share is amortized over ten years.
Worked example: starting scenario
| Credits required | 120 |
|---|---|
| Tuition per credit ($) | 450 |
| Technology, books and other fees ($) | 6000 |
| Grants, scholarships and employer aid ($) | 12000 |
| Share of net cost financed (%) | 70 |
| Loan APR (%) | 7 |
| Estimated net degree cost | $48,000.00 |
|---|---|
| Gross tuition and fees | $60,000.00 |
| Aid applied | $12,000.00 |
| Amount financed | $33,600.00 |
| Estimated 10-year loan interest | $13,214.94 |
Important limitations
Transfer credits, tuition changes, living expenses, loan fees, deferment and tax benefits are not included.
Credits, fees and living costs
Check whether tuition is quoted per credit, per term or for the entire program. Convert it to the unit shown in the form before adding technology, books or other fees. Housing and living costs should represent the extra cost caused by study rather than expenses that would exist unchanged without enrolling.