Scholarship Need Calculator
Estimate the scholarship funding gap after family resources, aid and desired borrowing.
Last updated: October 15, 2026
Estimated scholarship funding gap
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- Total remaining cost of attendance: —
- Family, grants and earnings: —
- Desired borrowing limit: —
- Average annual scholarship need: —
On this page
Quick summary: Estimate the scholarship funding gap after family resources, aid and desired borrowing.
Read the complete guide
Updated reference sections in this guide are in English.
What this calculator estimates
Estimate the scholarship funding gap after family resources, aid and desired borrowing.
How to use it
Enter Annual cost of attendance ($); Years remaining; Family contribution and savings per year ($); Existing grants and scholarships per year ($); Student earnings available per year ($); Maximum desired borrowing total ($). Select Calculate to update the results.
How the calculation works
Remaining cost of attendance is compared with family resources, existing aid, student earnings and the desired borrowing limit.
Worked example: starting scenario
| Annual cost of attendance ($) | 42000 |
|---|---|
| Years remaining | 4 |
| Family contribution and savings per year ($) | 12000 |
| Existing grants and scholarships per year ($) | 8000 |
| Student earnings available per year ($) | 4000 |
| Maximum desired borrowing total ($) | 25000 |
| Estimated scholarship funding gap | $47,000.00 |
|---|---|
| Total remaining cost of attendance | $168,000.00 |
| Family, grants and earnings | $96,000.00 |
| Desired borrowing limit | $25,000.00 |
| Average annual scholarship need | $11,750.00 |
Important limitations
Actual financial-aid offers, eligibility, work-study, tuition changes and living costs may differ.