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PayPal Fee Calculator

Last updated: October 15, 2026

Estimate PayPal payment-processing fees and the amount to charge or receive after fees.

Estimated PayPal fees

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  • Estimated total processed volume: —
  • Estimated net received: —
  • Effective fee rate: —
  • Charge needed to net the target per payment: —
On this page

Quick summary: Estimate PayPal payment-processing fees and the amount to charge or receive after fees.

Updated October 14, 2026 • Estimated reading time: 4 minutes
Read the complete guide

What this calculator estimates

Estimate PayPal payment-processing fees and the amount to charge or receive after fees.

How to use it

Enter Payment amount ($); Number of payments; Percentage fee (%); Fixed fee per payment ($); Other total fees ($); Optional target net per payment ($). Select Calculate to update the results.

How the calculation works

Fees are calculated from the entered percentage and fixed amount. The target-charge formula gross-ups the desired net amount for those fees.

Worked example: starting scenario

Example inputs
Payment amount ($)250
Number of payments20
Percentage fee (%)3.49
Fixed fee per payment ($)0.49
Other total fees ($)0
Optional target net per payment ($)250
Example results
Estimated PayPal fees$184.30
Estimated total processed volume$5,000.00
Estimated net received$4,815.70
Effective fee rate3.69%
Charge needed to net the target per payment$259.55

Important limitations

Rates vary by product, country, currency, card type, nonprofit status, micropayments, disputes and custom pricing. Taxes and refunds are not fully modeled.