PayPal Fee Calculator
Last updated: July 2026
Estimate PayPal payment-processing fees and the amount to charge or receive after fees.
Estimated PayPal fees
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- Estimated total processed volume: —
- Estimated net received: —
- Effective fee rate: —
- Charge needed to net the target per payment: —
On this page
Quick summary: Estimate PayPal payment-processing fees and the amount to charge or receive after fees. Enter the requested values, calculate, review the result, and compare more than one realistic scenario before making a decision.
Read the complete guide
What this calculator estimates
Estimate PayPal payment-processing fees and the amount to charge or receive after fees. It is designed for fast planning and comparison in the United States. The output is an estimate, not a binding quote, approval, tax determination, insurance offer or professional recommendation.
How to use it
Enter the requested values using a single consistent time period and currency. Select Calculate, review the headline result and supporting figures, then change one assumption at a time to compare another scenario.
How the calculation works
Fees are calculated from the entered percentage and fixed amount. The target-charge formula gross-ups the desired net amount for those fees.
Important limitations
Rates vary by product, country, currency, card type, nonprofit status, micropayments, disputes and custom pricing. Taxes and refunds are not fully modeled.
Frequently asked questions
Is the result exact?
No. It is a planning estimate based on the assumptions entered.
Can I compare different scenarios?
Yes. Change one input at a time so you can see which assumption changes the result.
Does the calculator store my inputs?
The calculation runs in the browser and does not require an account. Avoid entering unnecessary confidential information.