Square Fee Calculator
Last updated: October 15, 2026
Estimate Square processing fees for in-person or online payments with net proceeds and effective rate.
Estimated Square processing cost
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- Estimated monthly sales volume: —
- Estimated transaction fees: —
- Estimated net proceeds: —
- Effective processing cost: —
On this page
Quick summary: Estimate Square processing fees for in-person or online payments with net proceeds and effective rate.
Read the complete guide
Updated reference sections in this guide are in English.
What this calculator estimates
Estimate Square processing fees for in-person or online payments with net proceeds and effective rate.
How to use it
Enter Average sale amount ($); Transactions; Processing rate (%); Fixed fee per transaction ($); Monthly Square software cost ($); Other monthly fees ($). Select Calculate to update the results.
How the calculation works
Sales volume is multiplied by the entered processing rate and fixed fee, then monthly software and other fees are added.
Worked example: starting scenario
| Average sale amount ($) | 85 |
|---|---|
| Transactions | 250 |
| Processing rate (%) | 2.6 |
| Fixed fee per transaction ($) | 0.15 |
| Monthly Square software cost ($) | 60 |
| Other monthly fees ($) | 0 |
| Estimated Square processing cost | $650.00 |
|---|---|
| Estimated monthly sales volume | $21,250.00 |
| Estimated transaction fees | $590.00 |
| Estimated net proceeds | $20,600.00 |
| Effective processing cost | 3.06% |
Important limitations
Square pricing varies by channel, plan, card entry method, invoices, ACH, disputes, hardware and negotiated terms.