Professional Liability Insurance Cost Calculator
Last updated: July 2026
Estimate a professional liability or errors-and-omissions insurance budget using revenue, staff, risk and coverage assumptions.
Estimated annual professional liability premium
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- Estimated monthly premium: —
- Revenue-based component: —
- Staff component: —
- Premium per professional: —
On this page
Quick summary: Estimate a professional liability or errors-and-omissions insurance budget using revenue, staff, risk and coverage assumptions. Enter the requested values, calculate, review the result, and compare more than one realistic scenario before making a decision.
Read the complete guide
What this calculator estimates
Estimate a professional liability or errors-and-omissions insurance budget using revenue, staff, risk and coverage assumptions. It is designed for fast planning and comparison in the United States. The output is an estimate, not a binding quote, approval, tax determination, insurance offer or professional recommendation.
How to use it
Enter the requested values using a single consistent time period and currency. Select Calculate, review the headline result and supporting figures, then change one assumption at a time to compare another scenario.
How the calculation works
The estimate combines a revenue-based premium component with an editable per-professional component and applies risk, limit and deductible factors.
Important limitations
Actual E&O, malpractice and professional liability underwriting varies widely by occupation, services, claims history, contracts, territory, limits and retroactive date.
Frequently asked questions
Is the result exact?
No. It is a planning estimate based on the assumptions entered.
Can I compare different scenarios?
Yes. Change one input at a time so you can see which assumption changes the result.
Does the calculator store my inputs?
The calculation runs in the browser and does not require an account. Avoid entering unnecessary confidential information.