Severance Pay Calculator
Last updated: July 2026
Estimate gross severance, withholding and take-home severance pay.
Estimated take-home severance
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- Gross severance: —
- Estimated withholding: —
- Service-based portion: —
On this page
Quick summary: Estimate gross severance, withholding and take-home severance pay. Enter realistic assumptions and compare more than one scenario before making a financial or insurance decision.
Read the complete guide
What this calculator estimates
Estimate gross severance, withholding and take-home severance pay. It is designed for fast planning and comparison in the United States. The output is an estimate, not a binding quote, tax determination, insurance offer, valuation or professional recommendation.
How to use it
Enter values from your payroll records, insurance quote, budget or financial statements. Keep time periods and rates consistent. Select Calculate, review the headline result and supporting figures, then change one assumption at a time to test another scenario.
How the calculation works
The estimate multiplies weekly pay by years of service and severance weeks per year, adds any extra payment, then applies the withholding rate you enter.
Important limitations
Actual severance terms, tax withholding, benefit continuation, release agreements and state requirements vary by employer and location.
Frequently asked questions
Is the result exact?
No. It is a planning estimate based on the values entered.
Can I compare different scenarios?
Yes. Change one input at a time so you can see which assumption changes the result.
Does the calculator store my inputs?
The calculation runs in the browser and does not require an account. Avoid entering unnecessary confidential information.