Wedding Insurance Cost Calculator
Last updated: October 15, 2026
Estimate a wedding-insurance premium from wedding budget, guest count, cancellation coverage, liability, weather options and deductible.
Starting figures illustrate this model. Enter your own measurements, quoted costs and applicable terms; this page does not retrieve live prices or provider rates.
Estimated wedding-insurance premium
—
- Base cancellation premium: —
- Guest-related liability charge: —
- Coverage add-ons: —
- Premium as a share of wedding budget: —
On this page
Quick summary: Estimate a wedding-insurance premium from wedding budget, guest count, cancellation coverage, liability, weather options and deductible.
Read the complete guide
Updated reference sections in this guide are in English.
What this calculator estimates
Estimate a wedding-insurance premium from wedding budget, guest count, cancellation coverage, liability, weather options and deductible.
How to use it
Enter Wedding budget ($); Base cancellation premium rate (%); Expected guests; Liability charge per guest ($); Additional liability coverage ($); Weather and vendor add-ons ($); Deductible discount (%). Select Calculate to update the results.
How the calculation works
The calculator combines a percentage of the wedding budget with a guest charge and optional liability, weather and vendor coverage, then applies a deductible discount.
Worked example: starting scenario
| Wedding budget ($) | 50000 |
|---|---|
| Base cancellation premium rate (%) | 1 |
| Expected guests | 150 |
| Liability charge per guest ($) | 1 |
| Additional liability coverage ($) | 300 |
| Weather and vendor add-ons ($) | 250 |
| Deductible discount (%) | 5 |
| Estimated wedding-insurance premium | $1,140.00 |
|---|---|
| Base cancellation premium | $500.00 |
| Guest-related liability charge | $150.00 |
| Coverage add-ons | $550.00 |
| Premium as a share of wedding budget | 2.28% |
Important limitations
Coverage availability, exclusions, cancellation causes, venue requirements, alcohol, destination events, policy limits and purchase timing can affect actual premiums.