Startup Cost Calculator
Last updated: October 15, 2026
Estimate total startup funding needed from launch costs, inventory, deposits, working capital and contingency.
Starting figures illustrate this model. Enter your own measurements, quoted costs and applicable terms; this page does not retrieve live prices or provider rates.
Estimated startup funding need
—
- One-time launch costs before contingency: —
- Estimated contingency: —
- Working capital reserve: —
- Funding need per founder for two founders: —
On this page
Quick summary: Estimate total startup funding needed from launch costs, inventory, deposits, working capital and contingency.
Read the complete guide
Updated reference sections in this guide are in English.
What this calculator estimates
Estimate total startup funding needed from launch costs, inventory, deposits, working capital and contingency.
How to use it
Enter Formation, legal and licenses ($); Equipment and technology ($); Buildout or website development ($); Initial inventory and supplies ($); Launch marketing ($); Deposits and prepaid costs ($); Expected monthly overhead ($); Working-capital runway (months); Contingency on startup costs (%). Select Calculate to update the results.
How the calculation works
The calculator totals entered launch costs, adds a contingency percentage and then includes monthly overhead for the selected runway period.
Worked example: starting scenario
| Formation, legal and licenses ($) | 3500 |
|---|---|
| Equipment and technology ($) | 45000 |
| Buildout or website development ($) | 25000 |
| Initial inventory and supplies ($) | 30000 |
| Launch marketing ($) | 18000 |
| Deposits and prepaid costs ($) | 12000 |
| Expected monthly overhead ($) | 28000 |
| Working-capital runway (months) | 6 |
| Contingency on startup costs (%) | 12 |
| Estimated startup funding need | $317,520.00 |
|---|---|
| One-time launch costs before contingency | $133,500.00 |
| Estimated contingency | $16,020.00 |
| Working capital reserve | $168,000.00 |
| Funding need per founder for two founders | $158,760.00 |
Important limitations
Startup timing, taxes, financing costs, owner compensation, seasonality, construction overruns and delayed revenue can materially change required funding.